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Can I have a rant to please?

People reaching retirement age without plans (assuming they did not have some sort of disaster) really get to me. You knew this day would arrive; you knew you would need appropriate financing etc.

Whenever somebody 65+ says " I can't afford to retire" I always want to shout " Where has all your money gone" you knew this day would arrive. You have always known; you are an adult why did it take so long to start acting and planning like one.

I knew this day would arrive (I turn 65 in less than a month) 47 years ago when I was 18 I started my first "Real " job and I celebrated by opening my first retirement plan. (Why because I knew that God willing and a downhill following wind, I would reach this day) I funded it with a 4% lean on everything I earnt since that day to this. I never missed 4% I never did not do something because of that 4%. I traveled in style, bought not enough books, had nice cars, had 3 kids, put 2 of them through University)

So here I am retiring with over a million dollars in that fund. None of that was Rocket Science, I am in no way a financial wizard.

SO WHERE DID YOUR MONEY GO!

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Im 60 and i have nothing. My net worth is $30k. Ive had a great life, I'm in great health and I'm NOT COMPLAINING! I'm more focused on figuring out a way to contribute to positive change for the remainder of my life than I am on my personal comfort.

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